Did you know that you can get life insurance in South Dakota without needing to take a medical exam? It is called No Exam Life Insurance , and it is offered by many insurance companies. The major appeal of this form of life insurance is that it is very convenient; you go online, fill out an application, and receive coverage on the same day.

Here is a full list of issues that makes No Exam Term Life Insurance without Medical Exam so popular:

* It is very convenient

*Instant approval

*No Tests

*No complicated form

*30 day money back guarantee

*Choice of 10,20,30 year term

*No wait

*Easy to qualify

It sounds great, well, it is, but there are a few trade offs that you should be aware of. No Exam Life Insurance can be a bit more expensive for a given amount of coverage as compared with the kind that requires an exam, and the amounts of coverage top out at around $250,000 to $300,000 for most carriers.

When you will out your application, you will notice that detailed questions about your health history is listed and it is extremely important to be as accurate as possible.

You can get $150,000 for just $1.00 to start, so shop around for the best quote, compare and apply on live. You will receive an e-mail confirmation and then you can print out your policy without leaving your computer, there is no lengthy delays.